Frequently Asked Questions

Vessel Financial Analytics ApS is an independent financial research and data company based in Copenhagen, Denmark. We produce analytical research, reports, market data commentary and educational content covering major financial instrument classes including equities, fixed income, ETFs, commodities, foreign exchange and digital assets. We focus primarily on European and Nordic markets while maintaining global coverage where relevant.

No. Vessel Financial Analytics ApS is not a licensed investment adviser, broker, portfolio manager or financial planner. We do not hold an authorisation under the Danish Financial Business Act (Lov om finansiel virksomhed) to provide personalised investment advice. All content published by Vessel is for informational and educational purposes only. It does not constitute investment advice, a recommendation to buy or sell any security, or an offer of financial services.

Our research is independent — we have no financial relationships with the companies we analyse, no commission structures tied to product recommendations, and no proprietary trading book. This independence allows us to provide objective analysis without conflicts of interest that may affect sell-side research produced by investment banks.

We publish research reports quarterly, with interim commentary notes, news insights and data updates published continuously throughout each week. Subscribers on the Professional and Institutional plans receive notifications of new publications directly.

We offer three plans: Standard, Professional and Institutional. Standard provides access to our news and insights library and general research summaries. Professional unlocks full report PDFs, data sets, and analyst commentary. Institutional offers team access, custom research enquiries and API data feeds. Full details are on our Subscription Plans page.

Selected content — including our insights articles, market data reference pages and glossary — is available free of charge without registration. A 14-day trial of our Professional plan is available upon request. Contact us via our Contact page to request trial access.

Yes. You may cancel your subscription at any time. Cancellation takes effect at the end of your current billing period. We do not charge cancellation fees. Please review our Returns & Refunds Policy for full details on our refund terms.

Yes. We offer discounted access for academic institutions, non-profit research organisations and students enrolled in accredited financial programmes. Contact us with proof of affiliation to discuss arrangements.

Our reference market data is sourced from publicly available sources including exchange data feeds, central bank publications (Danmarks Nationalbank, ECB, Federal Reserve), regulatory filings and reputable financial data providers. All indicative data is clearly labelled as such and should not be used as a sole basis for decision-making.

No. The reference data displayed on Vessel is not real-time. It is indicative, delayed or manually updated by our research team. For real-time data, users should consult their broker platform, Bloomberg Terminal, Refinitiv Eikon or a regulated financial data provider.

Our analytical methodology combines fundamental analysis (financial statement review, valuation modelling, industry analysis), macroeconomic context (central bank policy, GDP, inflation trends, currency dynamics) and qualitative risk assessment. Our methodology is documented in full on our Methodology page.

No. Our research does not include investment recommendations, price targets or buy/sell/hold ratings. We provide analytical context, risk factor assessment and data-driven insights that readers use to inform their own decision-making. This approach is consistent with our status as an informational service rather than a regulated investment advisory.

We process personal data in compliance with the General Data Protection Regulation (GDPR) and the Danish Data Protection Act (Databeskyttelsesloven). Our Privacy Policy provides full detail on what data we collect, how we use it, your rights and our lawful basis for processing.

We use strictly necessary session cookies, analytics cookies (to understand how visitors use our site) and functional preference cookies. We do not serve third-party advertising cookies. You can manage your preferences via our cookie consent tool. Full details in our Cookie Policy.

The website and research services are operated by Vessel Financial Analytics ApS, a private limited company incorporated in Denmark. Company registration number (CVR): 42 81 66 37. Registered address: Østerbrogade 56, 2100 Copenhagen Ø, Denmark.

We welcome feedback and take concerns seriously. Please contact us by email at research@vessel-analytics.dk or by post at our registered address. We aim to acknowledge all written complaints within 5 business days and provide a substantive response within 20 business days.